Each year, on the first Sunday after Labor Day, we observe National Grandparents Day. Although it’s not as widely recognized as Mother’s Day or Father’s Day, if you’re a grandparent, you probably want to do whatever you can to help your grandchildren on their journeys through life.

The COVID-19 pandemic has unsettled the country’s employment picture for months and will likely continue to do so for a while. However, the nature and terminology of this disruption vary greatly among individuals – some have seen their jobs disappear, others have been “furloughed” and still others have been offered an early retirement.

The investment world contains different types of risk. Your stocks or stock-based mutual funds could lose value during periods of market volatility. The price of your bonds or bond funds could also decline, if new bonds are issued at higher interest rates. But have you ever thought about longevity risk?

The coronavirus pandemic has certainly caused havoc and concern for many people, particularly in regard to their health and their finances – and these two areas intersect in estate planning. So, if you haven’t drawn up your estate plans yet, or you think they may need to be revised, now may be a good time to act.

It’s unfortunate, but true: During this period of economic uncertainty, one of the busiest “industries” has been financial scamming. But it goes on even during normal times, too, so you’ll want to know what to look for, and how to defend yourself.

As an investor, you’ll always need to deal with risk of some kind. But how can you manage the risk that’s been made clear by the recent volatility in the financial markets? The answer to this question may depend on where you are in life.

During the coronavirus pandemic, our health concerns – for ourselves and our loved ones – have been at the top of our minds. But financial worries have been there, too, both for people whose employment has been affected and for investors anxious about the volatile financial markets. And one aspect of every individual’s total financial picture has become quite clear – the importance of an emergency fund.

As we go through the coronavirus pandemic, with its constant threat to personal health and its devasting impact on the economy, it can be hard to find a silver lining. But if there is one, it’s that government agencies, private businesses and nonprofit organizations have contributed, in one way or another, to helping relieve some of the stresses – financial, physical or emotional –that many of us are feeling. So, it’s important for you to know what types of help are out there.

The social distancing and stay-at-home orders necessitated by the coronavirus have led many of us to feel isolated. Still, we’ve fought back through social media, “virtual” gatherings and walks in the neighborhood, where we could greet friends and neighbors (from 6 feet away). But when you’re dealing with the financial effects of the virus and you’re investing alone, you could encounter some problems that may prove costly.

Our local Financial Expert John-Paul Tancona from Edward Jones Investments (Mount Arlington) continues to dedicate his time to helping local residents make the right decisions. This week his article focuses on Woman Business Owners in celebration of Mother’s Day.

Our local Financial Expert John-Paul Tancona from Edward Jones Investments (Mount Arlington) continues to dedicate his time to helping local residents make the right decisions. This week his article focuses on what should Millennials (ages 23 – 39) should be thinking about with this market decline.

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